{"id":100265,"date":"2022-09-23T11:26:36","date_gmt":"2022-09-23T15:26:36","guid":{"rendered":"https:\/\/mileniostadium.com\/?p=100265"},"modified":"2022-09-23T11:26:36","modified_gmt":"2022-09-23T15:26:36","slug":"inflacao-va-em-grande-e-va-a-falencia","status":"publish","type":"post","link":"https:\/\/mileniostadium.com\/editorial\/inflacao-va-em-grande-e-va-a-falencia\/","title":{"rendered":"Infla\u00e7\u00e3o: V\u00e1 em grande e v\u00e1 \u00e0 fal\u00eancia"},"content":{"rendered":"

 <\/p>\n

\"Inflation<\/a><\/p>\n

 <\/p>\n

Com o ver\u00e3o a perder o seu calor e a dar espa\u00e7o ao outono, a popula\u00e7\u00e3o mundial est\u00e1 a enfrentar dificuldades causadas por press\u00f5es inflacion\u00e1rias que mudar\u00e3o a sobreviv\u00eancia financeira b\u00e1sica de milh\u00f5es de pessoas. Os \u00faltimos 10 a 15 anos de dinheiro barato e infla\u00e7\u00e3o baixa embalaram as pessoas para dormirem e foram ignorados princ\u00edpios financeiros b\u00e1sicos. A frase \u201cDeixa os bons tempos acontecer\u201d (let the good times roll) girou, resultando numa nova frase \u201cacorda e cheira aquilo que a infla\u00e7\u00e3o est\u00e1 a cozinhar.\u201d Viver al\u00e9m das nossas posses tornou-se numa realidade \u00e0 medida que ignoramos os princ\u00edpios b\u00e1sicos da responsabilidade financeira pessoal.<\/strong><\/p>\n

O que \u00e9 infla\u00e7\u00e3o?<\/h3>\n

\u00c9 simples, a infla\u00e7\u00e3o \u00e9 a perda gradual do poder de compra refletida num amplo aumento dos pre\u00e7os de bens e servi\u00e7os ao longo do tempo, corroendo o poder de compra tanto dos consumidores como das empresas. Por outras palavras, o seu d\u00f3lar n\u00e3o o vai levar t\u00e3o longe como no dia anterior ou at\u00e9 uns meses antes. Para graus de compara\u00e7\u00e3o, em 1970, o ano da minha chegada ao Canad\u00e1, o copo de caf\u00e9 m\u00e9dio custava 25 c\u00eantimos, em 2019 o custo j\u00e1 tinha sido elevado a $1.59, portanto, voc\u00ea conseguiria comprar tr\u00eas copos de caf\u00e9 em 2019, ao inv\u00e9s de 20 copos em 1970. Infla\u00e7\u00e3o \u00e9 isso.<\/p>\n

\u00c0 medida que perdemos poder de compra em muitas das nossas necessidades b\u00e1sicas, como comida, servi\u00e7os, gasolina e abrigo, inserem-se desafios stressantes nas nossas vidas, agravando ainda mais os tempos dif\u00edceis que todos vivemos nos \u00faltimos dois anos e meio. Numa economia saud\u00e1vel, a infla\u00e7\u00e3o \u00e9 tipicamente por volta dos 2 %, sendo o que os economistas consideram que providencia estabilidade de pre\u00e7o \u00e0s nossas vidas. Infelizmente, esta estabilidade providenciou um falso sentido de seguran\u00e7a financeira para muitos.<\/p>\n

Com o mercado imobili\u00e1rio em alta e a baixa taxa de juro v\u00e1rias pessoas apostaram que essa estabilidade perpetuaria e lhes garantiria a oportunidade de melhorar as suas vidas. Infelizmente, o mundo n\u00e3o \u00e9 um lugar est\u00e1vel e eventos como guerras e pandemias podem atrapalhar a normalidade em que base\u00e1mos o progresso positivo para os nossos futuros. Os bancos e outras institui\u00e7\u00f5es financeiras, que inicialmente o recebiam de bra\u00e7os abertos para assegurar os seus investimentos, hoje n\u00e3o o querem quando realmente precisa deles. Estas institui\u00e7\u00f5es sem rosto, desprovidas de cuidado ou empatia, n\u00e3o ter\u00e3o qualquer problema em tirar de si aquilo que sacrificou tanto para acumular. Os sonhos das pessoas est\u00e3o a ser frustrados e parece que o fim dos \u201cdias ensolarados\u201d est\u00e1 s\u00f3 a come\u00e7ar.<\/p>\n

Na Am\u00e9rica do Norte, muitos s\u00e3o defensores do aumento das taxas de juro para n\u00edveis muito mais altos, sugerindo que \u00e9 a \u00fanica forma de conter a infla\u00e7\u00e3o e retomar as taxas para n\u00edveis de 2%, no entanto, as taxas continuam a subir a um n\u00edvel enfurecido, o que significa que a taxa de juro pode ter de subir acima de 10%.<\/p>\n

Quantos milh\u00f5es no Canad\u00e1 perder\u00e3o as suas casas quando se atingirem esses n\u00edveis previstos?<\/p>\n

O que fazer? A resposta n\u00e3o \u00e9 entrar em p\u00e2nico, mas ajustar as nossas vidas para acomodar as condi\u00e7\u00f5es inflacion\u00e1rias \u00e9 um passo que cada um de n\u00f3s deve tomar. Muitos n\u00e3o ser\u00e3o poupados dos estragos da gan\u00e2ncia da sociedade e do tratamento desumano daqueles que mais precisam.<\/p>\n

Esta semana, no Mil\u00e9nio Stadium providenciamos-lhe informa\u00e7\u00e3o e algumas ferramentas que pode implementar nas suas vidas para aliviar alguma da carga financeira dos pr\u00f3ximos tempos. Est\u00e1 na hora de regressar \u00e0 vida que est\u00e1 ao nosso alcance, e isso inclui os nossos governos com a implementa\u00e7\u00e3o de pol\u00edticas que possam aliviar a carga dos cidad\u00e3os mais necessitados. Num pa\u00eds rico como o Canad\u00e1, isso deveria ser poss\u00edvel, se tiv\u00e9ssemos a lideran\u00e7a necess\u00e1ria.<\/p>\n

Inflacione lentamente.<\/p>\n

Manuel DaCosta\/MS<\/span><\/p>\n

 <\/p>\n\n\t\t

<\/div>\n\t\t
\n\t\n

Editorial in english<\/p>\n

 <\/p>\n

\"Inflation<\/a><\/p>\n

<\/h2>\n

Inflation \u2013 Go Big and Go Broke<\/h2>\n

As summer loses its heat and gives way to autumn, the world\u2019s population is experiencing hardships caused by inflationary pressures which will change the basic financial survivability of millions of people. The last 10 to 15 years of cheap money and low inflation lulled people to sleep and basic financial principles were ignored.<\/p>\n

The phrase \u201clet the good times roll\u201d has pivoted, resulting in a new phrase \u201cwake up and smell what inflation is cooking.\u201d Living beyond our means has become a reality as we ignored the basic principles of personal financial responsibility. Many are now struggling to understand what the word inflation is and what it means for their future financial stability. What is inflation? Simply, inflation is the gradual loss of purchasing power reflected in a broad rise of prices of goods and services over time, eroding purchasing power for both consumers and businesses. In other words, your dollar will not go as far today as it did yesterday or a few months ago. For comparison purposes, in 1970, the year of my arrival in Canada, the average cup of coffee cost was 25 cents, by 2019 the cost had climbed to $ 1.59, so you would have been able to buy three cups of coffee in 2019 versus 20 cups in 1970. That\u2019s inflation.<\/p>\n

As we lose purchasing power on many of our basic needs, such as food, utilities, gasoline and shelter stressful challenges insert themselves into our lives further compounding the difficult times we have all experienced the last two and a half years. In a healthy economy, inflation is typically in the range of two per cent, which economists consider to provide price stability for our lives. Unfortunately, this stability provided a false sense of financial security for many and with a heated real estate market and low interest rates, many gambled that this stability would remain and provide them with an opportunity to better their lives. Unfortunately, the world is not a stable place and consequential events such as wars and pandemics can disrupt the normalcy on which we based the positive progress of our futures.<\/p>\n

Banks and other financial institutions which originally received you with open arms to secure your investments, don\u2019t want you today when you really need them. These faceless institutions devoid of care or empathy will have no problem in taking from you what you sacrificed to accumulate. People\u2019s dreams are being dashed and it would appear that the dismantling of \u201csunny days\u201d is just beginning. Many in North America are proponents of raising interest rates to much higher levels, suggesting that it\u2019s the only way to contain inflation and return the rates to 2% levels, however, the rates continue to go up at a furious level so it means interest rates may have to rise above 10%. How many millions in Canada will lose their homes at these levels of expected rates?
\nWhat to do? Panicking is not the answer but adjusting our lives to accommodate the inflationary conditions is a step that each of us should take.
\nThere will be many that will not be spared from the ravages of societal greed and inhumane treatment of those in need. In this week\u2019s Milenio Stadium we are providing you with information and some tools you may implement in your lives to ease some of the financial burdens of the coming times. Time to return to live within our means, and that includes our governments by implementing policies that may ease some of the burdens of the neediest citizens. In a rich country like Canada, it should be possible, if we only had the necessary leadership.
\nInflate slowly.<\/p>\n

Manuel DaCosta\/MS<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

    Com o ver\u00e3o a perder o seu calor e a dar espa\u00e7o ao outono, a popula\u00e7\u00e3o mundial est\u00e1 a enfrentar dificuldades causadas por press\u00f5es inflacion\u00e1rias que mudar\u00e3o a …<\/p>\n","protected":false},"author":27,"featured_media":100268,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4502],"tags":[4116,18129,16065],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/mileniostadium.com\/wp-content\/uploads\/2022\/09\/Inflation-Cartoon-Port-copy2.jpg","_links":{"self":[{"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/posts\/100265"}],"collection":[{"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/comments?post=100265"}],"version-history":[{"count":1,"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/posts\/100265\/revisions"}],"predecessor-version":[{"id":100269,"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/posts\/100265\/revisions\/100269"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/media\/100268"}],"wp:attachment":[{"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/media?parent=100265"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/categories?post=100265"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mileniostadium.com\/wp-json\/wp\/v2\/tags?post=100265"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}